What is a no-loss lottery?

A no-loss lottery (also called a prize-linked savings draw) lets you win a prize without risking the money you put in. Instead of buying a ticket you can't get back, you deposit funds that stay yours and remain withdrawable. The interest those pooled deposits would have earned is what funds the prize, so there is no ticket to lose. Charity Billionaire works this way and also sends 5% of each prize's funding to a vetted charity.

How is Charity Billionaire different from PoolTogether?

Both are non-custodial no-loss prize draws where your deposit is never spent and can be withdrawn anytime. Charity Billionaire adds a charitable component: 5% of each week's prize funding is gifted on-chain to a vetted charity, and winners are selected by Chainlink VRF. It runs on Base with USDC.

Is this like Yotta? What happened to Yotta?

Yotta was a prize-linked savings app, but customer money was held through a custodial middleman (Synapse). When that middleman collapsed in 2024, roughly 85,000 customers were locked out of about $112M. Charity Billionaire is the opposite by design: it is non-custodial. Your deposit sits in an open smart contract you can exit at any time — no operator or bank can reach it. Nothing here is insured; standard smart-contract risk applies.

Can I lose my deposit?

Your deposit is never spent to fund the prize and you can withdraw the full amount at any time. What you give up is the interest your deposit would have earned — that forgone interest funds the weekly prize and the charity gift. This is not a wager and there is no ticket to buy. It is non-custodial and not insured; smart-contract risk applies.

← Charity Billionaire

The No-Loss Lottery, Rebuilt

A non-custodial alternative to PoolTogether and Yotta — where you keep your deposit and give to charity.

A no-loss lottery — sometimes called a prize-linked savings draw — is a simple idea: win a prize without ever risking the money you put in. There's no ticket to buy and nothing to lose. You deposit funds that stay yours and stay withdrawable; the interest those pooled deposits would have earned is what funds the prize. Charity Billionaire is that idea, rebuilt to be non-custodial and to give back: each week 90% of the pool's interest becomes the prize for one depositor and 5% is gifted on-chain to a vetted charity. You can withdraw your full deposit at any time.

Charity Billionaire vs PoolTogether vs Yotta vs a normal lottery

	Charity Billionaire	PoolTogether	Yotta	Normal lottery
Can you lose your deposit?	No — deposit never spent	No	Meant to be no — but a custodial failure locked funds	Yes — the ticket is gone
Withdraw anytime?	Yes, full amount	Yes	Was frozen during the Synapse collapse	N/A
Who holds your money?	An open smart contract — non-custodial	Non-custodial	A custodial middleman (Synapse)	The lottery operator
Gives to charity?	Yes — 5% of every prize's funding	No	No	Varies by program
Provably fair draw?	Yes — Chainlink VRF, on-chain	On-chain	Opaque	Regulated

Comparison reflects each product's design as publicly described. Charity Billionaire is non-custodial and not insured — standard smart-contract risk applies.

Why the Yotta story matters

Yotta popularized the no-lose prize idea in the US, but it held customer money through a custodial middleman. When that middleman (Synapse) failed in 2024, roughly 85,000 people were locked out of about $112M. The lesson isn't that prize-linked saving is broken — it's that custody was the weak point. Charity Billionaire removes the middleman entirely: your deposit lives in an open contract you can exit at any time, and every prize and charity gift is recorded on-chain for anyone to verify.

How it works, briefly

Deposit USDC on the Base network. Every whole dollar is one equal entry in the weekly draw while it stays deposited.
Your principal is never at stake and is withdrawable anytime — you only forgo the interest it would have earned.
Each week: one depositor wins 90% of the pool's interest, 5% is gifted to a vetted charity, and the winner is drawn by Chainlink VRF.
It is non-custodial and not insured; standard smart-contract risk applies.

See this week's draw & make a deposit →

Nothing here is financial advice or an offer of a security. This is a prize draw funded by forgone interest, not a wager and not an investment; your deposit is not spent and is withdrawable at any time. Verify everything on-chain.